The invested money so far can always be transferred back to the wallets of those who have invested in the idea. Alternatively, you could disinvest the money yourself before the deadline and invest in another business idea or transfer the money back to your bank account

Yes you can! All individuals from within the EU are able to make investments via the platform. Please inform yourself sufficiently about any tax-schemes in your respective country considering your investments.

These people provide the ideator with feedback and comments on his idea and try to make some deals for themselves as well

We ask for a small transactionfee of 2,5% (ex taxes; you only pay 19% taxes over the transactionfee, not over the total amount) of the amount you transfer to your account. After you have transferred a certain amount to your account you are free to allocate your money to ideas and switch between ideas without further costs.

It depends on where you want to recieve the money you have acquired through the platform. If you want to receive the money in a new company (BV; Dutch ltd), using the platform for attracting capital is completely free upfront. If you want to receive the money in an already existing company we ask for an upfront fee of € 250,-.

After you have successfully attracted your funding Symbid asks for a 5% successfee over the total amount you have raised.

Depending on several variables certain legal and setupcosts for the legal structure will be there (only after successfully raising your capital). Please download our factsheet on costs for the exact costs of using the platform for your usercase.

Anyone with an emailaccount and/or already existing social media account on Facebook, Twitter or Linkedin can sign up to Symbid. After sign-up you can start registering your idea and/or start investing in great business opportunities. So if you are looking for start or growth capital, or you want to invest in a potentially new Google or Facebook you can sign up to Symbid.
Attracting capital can be done by pre-startups as well as existing companies.

It is very easy to register your business idea on the platform. Just press the green button ‘register idea’ on the 'idea' page and fill in the information. Within a few minutes you will have your idea listed and are ready to attract investors.

Yes, you can register as many ideas as you want, but remember, it’s not about quantity but about quality. Investors want to see a clear focus!

People who have created a Symbid profile are called users. Once you are a user you can start investing and/or place your idea(s).

Once a user has posted an idea on Symbid, this person is called an entrepreneur for this idea.

The two main reasons for signing up to Symbid are:
- to find starting capital for your business idea or attracting growth capital for your existing company. Except funding you also get honest and valuable feedback from the crowd (users) of Symbid
- to invest in promising new ideas in order to get a financial return. Of coursein addition you are free to help the entrepreneur with the company you may have invested in to reach full potential.

Any user who has trasferred money to his or her Symbid account and has allocated (a part) of this money to an idea will be considered an investor on Symbid.

Yes, a Symbid user can place ideas on the Symbid platform as well as transferring money to his/her account with which it can invest.

Yes, you can invest in as many entrepeneurs (with ideas) as you want.

Yes. 'Invest to get a financial return'. In other words we promote you to invest in the ideas you find most promising and seem to give you the highest return on your investment. As an investor there are two ways in which you can make money. As an investor you'll receive dividends over the amount of shares you own and/or you can exit by selling your shares to others. By selling your shares you can profit from value creation within the company.

No. It will only be visible THAT you have invested in an idea, but the amount will not be publically revealed.

An entrepreneur will be able to see the amount an investor has invested in their plan. An entrepreneur will only be able to see the amount an investor invested in THEIR plan. Investments in other plans will only be visible for the entrepreneur for that plan. The public profile will also be visible for all users, the information on this page will not contain investment amounts and will only contain information that is put in the profile by the user itself.

Once the target funding of an idea has been reached the investors will not be able to allocate their investments to other ideas. All investors will be bundled and act as one single shareholder within the underlying entity. For more information on this topic please read the section 'fiscal juridical structure' of the How It Works section.

The platform will not act as a gatekeeper, so in theory anybody can register an idea on it. This of course does not mean that you as a user are not able to screen an idea and/or entrepreneur. Here are some tips for finding legitimacy for an idea or entrepreneur:
1. Google! use google to do a background check on the name of the entrepreneur and/or the name of the company or product it offers.
2. Check the entrepreneur's Linkedin profile. Check his history and the amount of connections. Of course this too can be fake, but it will cost a lot of effort to build up an extensive network on linkedin too. An added video on the ideapage can help to get to know the entrepreneur. If you feel you know too little of an entrepreneur ask him or her to explain their idea in a video, this gives you a sense of the type of person it is you might invest in.
3. Check whether the entrepreneur him-/herself has invested in their own plan and whether there are many of very few investors for a plan. In general many investors should indicate many people have been convinced of the fact that this may be a promosing idea.
4. Read the plan! And try to invest in things you understand. Of course you are able to invest in things 'others' invested in, but understanding your investments helps you better judge a plan.
5. Use common sense, things that seem to good to be true probably are.

Untill the idea has reached its target funding you will be able to follow all steps on the ideapage of your idea. Also in your dashboard you will be able to follow all the steps made by the idea you invested in.

Additionally you will be able to receive daily or weekly digests of the progress and/or instant notifications by email regarding the progress of your investments.

Once the idea has reached its target funding and the actual company will be founded all investors will be automatically trasferred to a secured environment only for the entrepreneur and the shareholders of the company. Within this environment the entrepreneur will be able to perfectly keep the investors up to date. Also in this environment the investors will be able to share their knowledge and network to make the company reach its full potential.

No after the threshold (funding target) has been met you can no longer invest in a business idea. But no worries, there are more entrepreneurs with inspiring ideas and concepts. Make sure you’re a part of those ideas!

No gain without a risk. So yes, there is a chance that the startups idea does not catch on when it hits the market. It’s your job to select those ideas that have the best risk reward tradeoff.

The capital you had allocated to this idea will be made available on your balance again, this way you will be able to allocate this money to other plans again.

The invested money is securely held on a bankaccount of our banking partner FEET and will be kept under the supervision of the Dutch Central Bank. When a idea reaches its target and the entrepreneurs legal entity is set up, the money (minus the successfee of 5% of the total investment) is wired to the entrepreneurs’ legal entity.

Yes. If a company feels that crowdfunding is not the right place for them, or the proposition may not have had the success it has wished for the ideapage for that company (or idea) can be deleted from theplatform. All allocated parts to that idea will be trasferred back to the account of the users from which the money was from.

Yes, via your dashboard page you can place a 'refund request' by following the steps in this section you will be able to get your money back on your bank account.

You as an investor are responsible for selecting the right ideas, if a company you have invested in goes bankrupt you basically lose your money. In any case normal Dutch corporate law rules can be applied during the bankruptcy proces.

If the abuse is in a comment like offensive language or spam, press the ‘reoprt’ button below the comment.
If you believe the entrepreneur is acting in unlawful behavior send us an email.

Once you have acquired parts in a company and the company has actually been founded, you are able to offer these parts to others for a price you find interesting. First you need to offer the parts to the other investors in that idea, after these investors have no interest in buying your parts for the price you find right, you are also able to offer the parts publicly. Shortly the platform offers a marketplace that will regulate and support these transactions completely automatically.

Taxes of course can have a large influence on certain investment decisions. Efunding has not chosen to construct ambigues schemes for investing, but on EFunding 'normal' tax regulations for investments in a BV will apply:

DUTCH TAX REGULATIONS
Investor is an income tax company (one-man business)
- Income tax
Investor is a legal entity / corporate body
- No dividendtax,
- No profit taxes on received dividends
Investor is natural person
- Stake < 5%, box 3
- Taxes on dividends can be deducted from the income tax
- Stake> 5%, box 2, 25% on received dividends